Mazda Financing in Springfield, Missouri

Thank you for visiting our finance department online! We welcome you and look forward to helping you find the right car, truck or SUV for your needs. With our vast inventory of well-equipped new Mazda models and quality pre-owned inventory, we're confident that you'll find the perfect vehicle at our dealership in Springfield, Missouri.

Whether you have good credit, fair credit or poor credit, our finance department may have a solution for you. We work with a network of lenders and our finance specialists will help you explore your best options. Apply online today and please contact us with any inquiries you have during the process.

Is Financing a Car the Right Choice for Me?

Financing is a necessity for most car shoppers. This is because the majority of people don't have the cash to cover the cost of a vehicle outright or they don't want to spend all of their savings doing so. Auto financing provides greater flexibility, allowing drivers to get the vehicle they're interested in without having to cover the full cost upfront. In addition, when financing you will eventually own your vehicle. Once the loan balance is paid off, you'll enjoy the benefit of driving a stylish car that's payment free.

Financing Vs. Leasing

We can assist you whether you're interested in financing or leasing a car. Our finance experts will gladly provide information about your options and what might be best for you based on your lifestyle. Learn about the benefits of leasing here, and check out a quick comparison graphic below.

Lease Finance
Lower monthly payments Spread the cost over a longer period
No worries about trading or selling later Sell or trade whenever you want
Trading in a leased vehicle is easy You won't have to make payments when the loan is paid off
Option for a new car every 2-4 years You can get cash to pay for your next car

Does Auto Financing Help Improve Your Credit Score?

Whether you acquire an auto loan through Mazda Capital Services (MCS) or another financial vendor that we work with, you will be taking steps toward improving your credit. Paying your bills regularly and on time will help build good credit history. In addition, if your credit score increases, you could qualify for a lower interest rate on your next auto loan.

Is There a Minimum Credit Score to Finance With Mazda?

Many drivers fear that they will not be able to acquire Mazda financing because their credit scores aren't high. However, there are other factors that determine a lender's decision to provide auto financing. In addition, Reliable Mazda works with a network of lenders, so even if you are not approved through Mazda's finance company, we may have other vendors who can work with you. You owe it to yourself to apply and our team is here to help in any way possible.

We Offer:

  • First Time Buyers Program!
  • Strong relationships with over 30 different Lending Institutions!
  • Competitive Rate and Terms for all types of Credit!
  • Special APR financing on select new vehicle models!
  • Choices that protect your investment whether it's a new or used Auto or RV!

Your privacy is important to us.

Reliable Mazda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.



  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 8:00am - 6:00pm
  • Sunday Closed